Don't buy cards ahead if the occasion are generally buying it for continues to be months off the lot. If you as I pay off my bill every month, there is no need to worry about the interest rate rate. On average whenever someone redeems a gift card, they spend 150% of deal with value. https://groups.google.com/g/giftcard-mall-my-gift-info/c/lJb4jNQqwjY