USDA layoffs 2025 may affect your job security, retirement timeline, and federal benefits. Knowing how layoffs impact your FERS pension, TSP savings, severance, and early retirement eligibility is critical. Federal Pension Advisors helps federal employees understand their options, avoid costly retirement mistakes, and build a strategy to protect income, benefits, and long-term financi... https://www.federalpensionadvisors.com/post/roth-ira-2026-contribution-limit